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Missed News 674
September 11, 2021
Crime, Food For Thought, Human Interest, Medical, missed News, Political, Science, Technical amazon, business, Business News, current-events, Future, Hotels, human-rights, medicine, mental-health, research, Science, Science News, technology, Technology News, travel, vacation Leave a comment
Northern Argentina
September 10, 2021
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While Northern Argentina is among the least explored areas of the country, it is undoubtedly one of the most rewarding areas to visit. Sitting at the foot of the Andes, it offers spectacular scenery of snow-capped volcanoes, vast salt flats, and otherworldly rock formations.
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An image from Northern Argentina
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Need to Set Up Your Financial Future? We’re Here to Help.
September 10, 2021
Business, Food For Thought, Human Interest, Science, Technical amazon, business, Business News, current-events, Future, Hotels, human-rights, medicine, mental-health, research, Science, Science News, technology, Technology News, travel, vacation Leave a comment
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Just hitting adulthood and figuring out the financial realities that await you? Or following through on a pandemic pledge to reboot the ones you already have? Now is as good a time as any to sort them out, and the good news is that we’re here to help.
We know, your financial life often feels way more complicated than it ought to be. Finding the mental and budgetary space to start saving money when, for example, you’re staring down a decent chunk of student debt can be overwhelming. Or maybe you’ve landed a job with a decent salary, but you aren’t sure how to optimize your finances or what to prioritize.
Everyone’s situation is different, but there are certain fundamentals that apply to all of us. So we picked 20 truly essential money lessons, paired with simple tasks for you to take on. Sign up for the 20-Day Money Challenge and we’ll send them to you, day by day, in free bite-size pieces. We’ve got a bit of banking, some investing, a helping of student loan and other debt management — and credit, so you can borrow with confidence if you need to. (Note that you can sign up for the challenge whenever you like.)
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Robert Neubecker
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Baby Boomers: Rich With Real Estate and Not Letting Go
September 10, 2021
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The concept of aging in place, already growing in popularity before the pandemic, has found renewed interest among baby boomers, some of whom are now wary of nursing homes, where at least one-third of U.S. Covid-19 deaths have occurred. The trend is intensifying pandemic home-inventory shortages and price increases, frustrating younger buyers who want to grab their share of real estate wealth.
The bulk of real estate wealth was long held by baby boomers’ predecessors, the Silent Generation (those born before 1946), but they generally followed the familiar pattern of selling later in life and moving in with extended family, to assisted-living facilities or nursing homes. Aging-in-place boomers are disrupting this trend. This week’s chart, using Federal Reserve data, shows that boomers surpassed the Silent Generation in real estate wealth in 2001, and have yet to yield that position.
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Missed News 673
September 10, 2021
Finance, Food For Thought, Human Interest, Medical, missed News, Political, Science, Technical amazon, business, Business News, current-events, Future, Hotels, human-rights, medicine, mental-health, research, Science, Science News, technology, Technology News, travel, vacation Leave a comment
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Zurich, Switzerland
September 9, 2021
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Zürich is the largest city in Switzerland and the capital of the canton of Zürich. It is located in north-central Switzerland, at the northwestern tip of Lake Zürich. As of January 2020, the municipality has 434,335 inhabitants, the urban area (agglomeration) 1.315 million (2009), and the Zürich metropolitan area 1.83 million (2011). Zürich is a hub for railways, roads, and air traffic. Both Zurich Airport and its main railway station are the largest and busiest in the country.
Permanently settled for over 2,000 years, Zürich was founded by the Romans, who, in 15 BC, called it Turicum. However, early settlements have been found dating back more than 6,400 years (although this only indicates human presence in the area and not the presence of a town that early). During the Middle Ages, Zürich gained the independent and privileged status of imperial immediacy and, in 1519, became a primary center of the Protestant Reformation in Europe under the leadership of Huldrych Zwingli.
The official language of Zürich is German, but the main spoken language is the local variant of the Alemannic Swiss German dialect, Zürich German.
Many museums and art galleries can be found in the city, including the Swiss National Museum and Kunsthaus. Schauspielhaus Zürich is considered to be one of the most important theatres in the German-speaking world.
Zürich is among the world’s largest financial centers despite having a relatively small population. The city is home to many financial institutions and banking companies. Wikipedia
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An image from Zurich, Switzerland
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Yes, Real Estate Prices Are Soaring, and No, It’s Not a Bubble
September 9, 2021
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The parallels are hard to ignore: the record prices, the bidding wars, the subdivisions that fill up as soon as they’re built, the resourceful buyer who clinched a deal by dropping off cupcakes that matched the home’s interior paint colors. Today’s real estate market feels a lot like the bubble market circa 2006. “The numbers don’t make sense. How do you make a rational offer on a house when you have irrational people in the game?” asks James Carmer, a software engineer who’s toured more than 100 houses in Austin.
So are we staring at another housing bubble? One hopes not, because when the last one burst, it triggered a global financial crisis and what at the time was the deepest economic downturn since the Great Depression. For most Americans, a home is their most valuable asset—as well as the collateral for a pile of debt. If housing goes down, so does the economy. “Real estate is suddenly pretty bubbly in almost every interesting market in the world,” said bearish investor Jeremy Grantham at a recent Morningstar Inc. investment conference in Sydney. “Eventually there’ll be a day of reckoning.”
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Photo Illustration: 731: Photo: Getty Images
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Peter Thiel’s $5 Billion Roth IRA Tax Haven Is the Hottest New Investing Tip
September 9, 2021
Business, Finance, Food For Thought, Human Interest, Science, Technical amazon, business, Business News, current-events, Future, Hotels, human-rights, medicine, mental-health, research, Science, Science News, technology, Technology News, travel, vacation Leave a comment
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Last week, ProPublica published an investigation about how venture capital billionaire Peter Thiel has managed to turn a $2,000 initial investment into a $5 billion fortune inside of a Roth IRA, a type of retirement account that allows money to grow tax-free, meaning he will never pay taxes on his investment gains. The tactic used by Thiel is upsetting to people who would like to see the ultra-wealthy meaningfully taxed. The article hit different for another subset of people, though: Thiel’s strategy is now the hottest advice in the personal finance world.
The personal finance online media ecosystem consists of a large set of bloggers, podcasters, YouTubers, and TikTokers who give people common-sense financial advice like “pay down debt,” “have an emergency fund,” and “invest money.” The hottest subset of personal finance influencers at the moment are those who are trying to help people achieve Financial Independence (FI), the point at which you can quit your job and live off your investment returns, money from rental properties, or other investments (this is also called FIRE—Financial Independence, Retire Early).
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PImage: John Lamparski/Getty Images
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Missed News 672
September 9, 2021
Crime, Food For Thought, Human Interest, Medical, missed News, Political, Science, Technical amazon, business, Business News, current-events, Future, Hotels, human-rights, medicine, mental-health, research, Science, Science News, technology, Technology News, travel, vacation Leave a comment
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Tegenungan Waterfall
September 8, 2021
Business, Enthralling, Human Interest, Photographs amazon, business, Business News, current-events, Future, Hotels, human-rights, medicine, mental-health, research, Science, Science News, technology, Technology News, travel, vacation 3 Comments
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Tegenungan Waterfall is a waterfall in Bali, Indonesia. It is located at the village of Tegenungan Kemenuh, in the Gianyar Regency, north from the capital Denpasar and close to the Balinese artist village of Ubud. The waterfall is isolated but has become a popular tourist attraction. It is one of the few waterfalls in Bali that is not situated in highlands or mountainous territory. The amount and clarity of the water at the site depend on rainfall but it contains green surroundings with fresh water that can be swum in. The waterfall includes varying highs that can be climbed after the descent down stairs to reach it. This attraction also features a viewing point to the jungle and waterfall at the main entrance. Wikipedia
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An image from Tegenungan Waterfall
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James' World 2 