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Missed News 867
April 27, 2022
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Missed News 866
April 26, 2022
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Missed News 865
April 25, 2022
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House passes ‘Secure Act 2.0.’ Here’s what that means for retirement savings
April 24, 2022
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The House of Representatives has passed a bill that will improve the retirement savings system for U.S. workers, moving it closer to becoming law.
The Securing a Strong Retirement Act, H.R. 2954, also called the Secure Act 2.0, was approved on Tuesday with a bipartisan vote of 414-5. Now, the legislation heads to the Senate.
“H.R. 2954 will help all Americans successfully save for a secure retirement by expanding coverage and increasing retirement savings, simplifying the current retirement system, and protecting Americans and their retirement accounts,” said House Ways and Means Committee Chairman Richard Neal, D-Mass., ahead of the Tuesday vote. “Too many workers reach retirement age without having the savings they need.”
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Lucy Lambriex
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Here’s Who Won’t Qualify For $6.2 Billion Of Student Loan Cancellation
April 23, 2022
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Here’s who won’t qualify for $6.2 billion of student loan cancellation.
Here’s what you need to know — and what it means for your student loans.
Student Loans
There’s good news for student loan borrowers: President Joe Biden will cancel $6.2 billion of student loans. However, you may be wondering if you will qualify for this student loan forgiveness. While 100,000 student loan borrowers are expected to qualify for this student loan cancellation, it’s important to understand who won’t qualify for $6.2 billion of student forgiveness.
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President Joe Biden (Photo by Win McNamee/Getty Images) Getty Images
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Missed News 864
April 23, 2022
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Social Security’s retirement age is moving to 67. Some experts say that could go even higher
April 22, 2022
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Many Americans eagerly look forward to a time when they can stop working and officially set their status to “retired.”
But when asked what age they anticipate that could be, there isn’t a consensus.
The average age when people say they hope to retire is 62, according to one survey.
That is also the age at which people can first claim Social Security retirement benefits, so long as they are eligible based on their work records.
However, people receive reduced benefits for claiming early. If they wait until full retirement age to claim — generally 66 or 67, depending on when they were born — they receive the full benefits which they have earned. If they wait until age 70, they stand to get an 8% per year benefit increase over their full retirement age.
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Westend61
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Missed News 863
April 22, 2022
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Is There an Optimal Driving Speed that Saves Gas—and Money?
April 21, 2022
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I don’t think anyone really enjoys filling up the gas tank. It feels like you are just standing around when you could be getting somewhere. If you get gas on your hands or shoes, you smell like it all day. And on top of all this, you actually have to pay for it. With gas prices over $4 a gallon (up to $6 in some states), we are all too painfully aware that gas isn’t cheap.
Of course, there are many things you can do to spend less at the pump. The US Department of Energy has some tips to help you save fuel, which include removing roof cargo and the extra stuff in your trunk, using cruise control, and even turning off your engine while waiting in the drive-through line. You could also reduce how much you drive by carpooling or working from home. Finally—and this is the important one—you could just drive slower. Every car gets better gas mileage at 50 miles per hour than at 70.
But that gives us an interesting problem to solve: What commuting speed saves you the most money?
Here is the dilemma: If you drive fast, it takes more gas, which costs more money. If you drive slower, it takes less gas, so you will save money. But you will also sacrifice time—time you could spend on the clock at work, earning money. There should be some optimal driving speed at which the total cost (gasoline plus missed work) is minimized. This minimum cost will depend on the fuel efficiency of your car and how much you earn per hour.
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Photograph: Joshua Beaven/Getty Images
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Missed News 862
April 21, 2022
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James' World 2 