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Money Mindset Masterclass

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Need tools to support your financial freedom? This workshop is for YOU! Join Kia Minor as she shares her expertise to set you on your path!

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https://img.evbuc.com/https%3A%2F%2Fcdn.evbuc.com%2Fimages%2F488330689%2F1066755509903%2F1%2Foriginal.20230408-190821?w=940&auto=format%2Ccompress&q=75&sharp=10&s=829b897dbd94db38c92e32658df28cc8Kia

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Click the link below for the article:

https://www.eventbrite.com/e/money-mindset-masterclass-tickets-613461849907

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Social media scatters your brain, and then you buy stuff you don’t need

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Social media can be mentally draining. And when mentally drained, you are more likely to be influenced by a high number of likes on posts – even to the point of clicking on ads for products you don’t need or want – according to our recent experiments on how social media affects behavior.

As a professor of advertising, I have studied social media behavior for years. In late 2022, my colleague Eric Haley and I conducted three online studies on Americans aged 18-65 to test how people under various mental loads respond to ads differently.

The control group in each study was given no introductory task – we just had them look at an ad. A second group had to memorize a nine-digit number and then look at the ad. The third group scrolled through their Instagram feed for 30 seconds and then looked at the ad. The first study used an ad for a meal prep service, the second was for ice cream and the third was for coffee beans.

The ad photo and caption were the same for everyone in each group, with only the number of likes manipulated. Participants randomly saw an ad with a few hundred likes or tens of thousands of likes. After viewing the ad, each participant rated how willing they would be to buy the product, and how much mental effort it took to think about the information. The group that used Instagram first were the most likely to want to buy the featured product when there were lots of likes or comments, and they also reported using the most mental effort to assess the ad.

In one study we asked people to explain why they wanted to buy a product, and those in the control group gave simple, rational answers for their choice: “I was thinking of the ice cream flavors and how they would taste.” Or, “I like the ad. It is simple and clean. It gets straight to the point …”

However, those who had just scrolled social media for 30 seconds often gave answers that made no sense. For example, some gave one-word answers like “food” or “plate.” Others explicitly told us it was difficult to process: “It had too many words and options in the picture.”

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https://images.theconversation.com/files/522347/original/file-20230421-23-r10g8g.jpg?ixlib=rb-1.1.0&rect=0%2C889%2C6000%2C3000&q=45&auto=format&w=1356&h=668&fit=cropDo you really need another water bottle, or is your brain just tired? Teera Konakan/Moment Collection/Getty Images

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Click the link below for the article:

https://theconversation.com/social-media-scatters-your-brain-and-then-you-buy-stuff-you-dont-need-201537?utm_source=pocket_discover_personal-finance

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Looking to move abroad? These countries offer a work visa even without an offer letter

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It’s no secret that countries like the US and Canada receive an overwhelming amount of applications for work visas. In March this year, the United States Citizenship and Immigration Services announced that it reached the cap for the number of US H1B visas that can be granted for the financial year 2024.
Most countries have stringent requirements for granting a work visa, the first being the availability of an offer letter. However, there are a few countries that allow individuals to stay and look for a job, even without an offer letter.

Listed below are a few such countries and their visa requirements:

Germany

Germany offers a job seeker visa where individuals can reside in the country for six months and look for a job. If you procure employment by the end of six months, you’re provided a German work visa.

The visa is only open to individuals who have five years of experience, financial resources to support their stay in the country, and proof of completed academic or vocational training. Individuals also need to hold a degree recognized in Germany.

Additionally, individuals from the following countries can’t apply for a job seeker visa — EU/EEA (European Union/European Economic Area), Switzerland, Australia, New Zealand, South Korea, Israel, Japan, Canada, and the USA.

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https://www.businessinsider.in/thumb/msid-99233490,width-700,resizemode-4,imgsize-37014/international/news/these-countries-offer-a-work-visa-even-without-an-offer-letter/unsplash.jpgUnsplash

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Click the link below for the article:

https://www.businessinsider.in/international/news/these-countries-offer-a-work-visa-even-without-an-offer-letter/articleshow/99233211.cms?utm_source=pocket_discover_personal-finance

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Part of Matthew Henry’s commentary on Isaiah chapter 29 verses 17-24

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Contributor: Mohur Hemp

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I was reading Matthew Henery’s commentary on Isaiah chapter 29 Verses 17-24 Section 5. shown below, and it seemed extremely apropos of what is happening in the USA currently. I wonder if what the prophet Isaiah predicted then will repeat itself. I read that history repeats itself.

 

5. The persecutors, that were vexatious, shall be quieted, and so those they were troublesome to shall be quiet from the fear of them. To complete the repose of God’s people, not only the terrible one from abroad shall be brought to nought, but the scorners at home too shall be consumed and cut off by Hezekiah’s reformation.

Those are a happy people, and likely to be so, who, when God gives them victory and success against their terrible enemies abroad, take care to suppress vice, and profaneness, and the spirit of persecution, those more dangerous enemies at home. Or, They shall be consumed and cut off by the judgments of God, shall be singled out to be made examples of. Or, They shall insensibly waste away, being put to confusion by the fulfilling of those predictions which they had made a jest of. Observe what had been the wickedness of these scorners, for which they should be cut off. They had been persecutors of God’s people and prophets, probably of the prophet Isaiah particularly, and therefore he complains thus feelingly of them and of their subtle malice. Some as informers and persecutors, others as judges, did all they could to take away his life, or at least his liberty. And this is very applicable to the chief priests and Pharisees, who persecuted Christ and his apostles, and for that sin they and their nation of scorners were cut off and consumed. (1.) They ridiculed the prophets and the serious professors of religion; they despised them, and did their utmost to bring them into contempt; they were scorners, and sat in the seat of the scornful. (2.) They lay in wait for an occasion against them. By their spies they watch for iniquity, to see if they can lay hold of any thing that is said or done that may be called an iniquity. Or they themselves watch for an opportunity to do mischief, as Judas did to betray our Lord Jesus. (3.) They took advantage against them for the least slip of the tongue; and, if a thing were ever so little said amiss, it served them to ground an indictment upon. They made a man, though he were ever so wise and good a man, though he were a man of God, an offender for a word, a word mischosen or misplaced, when they could not but know that it was well meant, Isa. 29:21. They cavilled at every word that the prophets spoke to them by way of admonition, though ever so innocently spoken, and without any design to affront them. They put the worst construction upon what was said, and made it criminal by strained innuendoes. Those who consider how apt we all are to speak unadvisedly, and to mistake what we hear, will think it very unjust and unfair to make a man an offender for a word. (4.) They did all they could to bring those into trouble that dealt faithfully with them and told them of their faults. Those that reprove in the gates, reprovers by office, that were bound by the duty of their place, as prophets, as judges, and magistrates, to show people their transgressions, they hated these, and laid snares for them, as the Pharisees’ emissaries, who were sent to watch our Saviour that they might entangle him in his talk (Matt. 22:15), that they might have something to lay to his charge which might render him odious to the people or obnoxious to the government. So persecuted they the prophets; and it is next to impossible for the most cautious to place their words so warily as to escape such snares. See how base wicked people are, who bear ill-will to those who, out of good-will to them, seek to save their souls from death; and see what need reprovers have both of courage to do their duty and of prudence to avoid the snare. (5.) They pervert judgment, and will never let an honest man carry an honest cause: They turn aside the just for a thing of nought; they condemn him, or give the cause against him, upon no evidence, no colour or pretence whatsoever. They run a man down, and misrepresent him, by all the little arts and tricks they can devise, as they did our Saviour. We must not think it strange if we see the best of men thus treated; the disciple is not greater than his Master. But wait awhile, and God will not only bring forth their righteousness, but cut off and consume these scorners.

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How to train your brain to master memory and focus to unleash your inner genius

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Dave Farrow is the two-time Guinness World record holder for Most Decks of Playing Cards Remembered in a Single Sighting, as well as an entrepreneur, speaker, and memory coach.

Below, Farrow shares five key insights from his new book, Brainhacker: Master Memory, Focus, Emotions, and More to Unleash the Genius Within. Listen to the audio version—read by Farrow himself—in the Next Big Idea App.

1. The brain follows the body.

Things like movement and posture affect our brains more than we can possibly imagine. If you took a moment right now to stand up and hold your shoulders back, chin up, breathe deeply through your stomach, and look forward as if you know exactly what you’re doing, then you would actually be confident and have lots of self-esteem. Actors are so good at fooling us because they’re able to do this on a whim.

Now, what’s happening here is your brain associates all the movements of your body to everything else that’s going on. If you’re depressed, then your body matches that: you look down, slump your shoulders, breathe shallow. One of the quickest ways to change your mood is changing your posture.

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https://images.fastcompany.net/image/upload/w_1250,ar_16:9,c_fill,g_auto,f_auto,q_auto,fl_lossy/wp-cms/uploads/2023/05/p-1-90888568-how-to-train-your-brains-to-master-memory-and-focus-to-unleash-your-inner-genius.webp[Photo: Zacharylim/Wikimedia Commons]

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Click the link below for the article:

https://www.fastcompany.com/90888568/how-to-train-your-brains-to-master-memory-and-focus-to-unleash-your-inner-genius?utm_source=pocket_discover_science

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Animal Sex Determination Is Weirder Than You Think

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The once-unfathomable octopus has revealed some of its most intimate details to science—its brain, its genome, its secret cities. But scientists are still in the dark about a supremely foundational aspect of this animal’s existence: its sex. What causes an octopus to be female or male?

No one knows.

Octopuses, for starters, seem to be missing sex chromosomes in any form as we know them. In humans and many other animals, two X chromosomes make an egg-producing female, while one X and one Y make a sperm-producing male. (Biologists use the word “female” to describe organs or organisms that produce eggs, and “male” for those that produce sperm; animals do not have socially constructed genders.) Octopuses possess no such familiar, tidy determinants.

Is this simply another example of octopuses being oddballs? Not at all. Across the animal kingdom, chromosomes are only one of more than a dozen ways that sex is determined, and scientists are continuing to find more, expanding the notion of how—and why and when—animals produce one sort of sex cell over the other.

The effort to understand these dynamics goes beyond mere curiosity. Unraveling these unexpectedly complex patterns is helping scientists sharpen their understanding of evolution itself, by illustrating how conflicts between genes or between parasites and hosts can lead to new traits.

This research also helps scientists peer into the future. It’s no exaggeration to say that animal life on Earth depends on eggs and sperm. (A few fascinating species can reproduce with eggs alone, but everyone else, from earthworms to elephants, requires both types of sex cell to build the next generation.) Climate change and pollution can seriously impact the sex ratios of many animals. Thus, understanding how and why sex determination happens could also help us safeguard the future of many species on this rapidly changing planet.

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https://assets.nautil.us/sites/3/nautilus/Staaf_HERO.png?q=65&auto=format&w=1600&ar=16:9&fit=cropParasites, weather, and luck can play a role in determining whether some animals are male or female.

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Click the link below for the article:

https://nautil.us

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After Dinosaurs Went Extinct, These Ten Giant Creatures Roamed the Earth

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Dinosaurs have always seemed larger than life. They lived during a time when almost everything seemed bigger—titanic herbivores stretching more than 80 feet long were not uncommon, and nine-ton carnivores had to feast on hundreds of pounds of flesh each day to survive. This popular view of the Age of Dinosaurs overlooks the innumerable small species that lived alongside Stegosaurus and Triceratops, just as we’re surrounded by insects, birds, rodents, and other small animals today. It also falsely frames the end of this era as an end to the heyday of gigantism—but that’s only an illusion.

Life didn’t shrink after the end of the Cretaceous. Long past the Age of Dinosaurs, Earth saw the evolution of impressive birds, snakes, crocodiles, rhinos, and more, including the largest animals of all time. While the broader story of life on Earth may best be told through the diminutive and meek creatures that are often overlooked, here are ten animals that underscore the fact that remarkable body size was not just the domain of the dinosaurs.

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https://th-thumbnailer.cdn-si-edu.com/ckTQ0xZXjuv739CRHU4scNkkJaI=/1000x750/filters:no_upscale():focal(800x602:801x603)/https://tf-cmsv2-smithsonianmag-media.s3.amazonaws.com/filer_public/4c/6d/4c6dfe2d-e3c8-4860-8b6f-b3997144b335/animalsafterdinos-v2_web.jpgMany giant animals roamed the Earth after non-avian dinosaurs went extinct. Illustration by Emily Lankiewicz / Dmitry Bogdanov via Wikipedia under CC BY-SA 3.0 / Dmitry Bogdanov via Wikipedia under CC BY-SA 3.0 / Pagodroma721 via Wikipedia under CC BY-SA 4.0 / Sergiodlarosa via Wikipedia under CC BY-SA 4.0 / public domain

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Click the link below for the article:

https://www.smithsonianmag.com/science-nature/after-dinosaurs-went-extinct-these-ten-giant-creatures-roamed-the-earth-180982010/?utm_source=pocket_discover_science

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The Electron Is So Round That It’s Ruling Out Potential New Particles

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Imagine an electron as a spherical cloud of negative charge. If that ball were ever so slightly less round, it could help explain fundamental gaps in our understanding of physics, including why the universe contains something rather than nothing.

Given the stakes, a small community of physicists has been doggedly hunting for any asymmetry in the shape of the electron for the past few decades. The experiments are now so sensitive that if an electron were the size of Earth, they could detect a bump on the North Pole the height of a single sugar molecule.

The latest results are in The electron is rounder than that.

The updated measurement disappoints anyone hoping for signs of new physics. But it still helps theorists to constrain their models for what unknown particles and forces may be missing from the current picture.

“I’m sure it’s hard to be the experimentalist measuring zero all the time, [but] even a null result in this experiment is really valuable and really teaches us something,” said Peter Graham, a theoretical physicist at Stanford University. The new study is “a technological tour de force and also very important for new physics.”

Poaching Elephants

The Standard Model of Particle Physics is our best roster of all the particles that exist in the universe’s zoo. The theory has held up exceptionally well in experimental tests over the past few decades, but it leaves some serious “elephants in the room,” said Dmitry Budker, a physicist at the University of California, Berkeley.

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https://assets.nautil.us/sites/3/nautilus/Savitsky_HERO-2.png?q=65&auto=format&w=1600&ar=16:9&fit=cropIf the electron’s charge wasn’t perfectly round, it could reveal the existence of hidden particles. A new measurement approaches perfection.

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Click the link below for the article:

https://nautil.us

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The Quest for Longevity Is Already Over

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Jean-Marie Robine is not impressed by your centenarian grandma. Sure, she’s sprightly for her age, but how unusual is making it to 100, really? Robine is a demographer and longevity researcher, and in his home country of France alone there are 30,000 centenarians; 30 times more than there were half a century ago. Add up all the centenarians worldwide and you get to 570,000—an entire Baltimore’s worth of extremely long-lived humans. Having a birthday cake with 100 candles is nice, but nowadays it’s nothing special.

To really pique Robine’s interest we need to up the longevity stakes a little. He is an expert in supercentenarians: people who live to 110 or even longer. In the 1990s Robine helped validate the age of the oldest person who ever lived. Born in 1875, Jeanne Calment lived through 20 French presidents before dying in 1997 at the age of 122, five months, and 15 days. Since then Robine has become a collector of the super long-lived, helping run one of the largest and most detailed databases of extremely old people.

For Robine, each supercentenarian is a crucial data point in the quest to answer a big question: Is there an upper limit to the human lifespan? “There are still many things we don’t know. And we hate that,” says Robine. But there is an even more fundamental question that undercuts the whole field of longevity research. What if—in our quest to push the limits of human lifespan—we’re looking for answers in all the wrong places?

If you’ve ever read an interview with a supercentenarian, there is one question that will inevitably come up: What’s the secret? Well, take your pick. The secret is kindness. Not having children. Connecting with nature. Avoiding men. Or, being married. Smoking 30 cigarettes a day. Not smoking 30 cigarettes a day. Drinking whisky. Abstaining from alcohol altogether. We mine the lives of the super-old for hints on how we should live our own.

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Photograph: adventtr/Getty Images

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Click the link below for the article:

https://www.wired.com/story/human-age-limit/?utm_source=pocket_discover_science

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The New Science of Hope

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Hope feels elusive in America right now. Suicides and fatal drug overdoses—so-called deaths of despair resulting from a seeming lack of hope—are at unprecedented levels. Mental-health problems are on the rise: A recent CDC study of teenagers found a significant increase in sadness and vulnerability to suicide over the past decade, particularly among teen girls—a trend that began well before the coronavirus pandemic. In a recent Gallup poll, only 19 percent of Americans said they believe the country is going in the right direction.

What can our society do to encourage hope and combat despair? We might typically think of hope as a touchy-feely emotion that, almost by definition, is divorced from real-life experience. In fact, as more research is beginning to show, hope is an important scientific concept—something we can define, measure, analyze, and ultimately cultivate. Emotions are crucial to a range of human behaviors that have broader economic, social, and political consequences. And hope might just be the most important emotion in that equation, offering a new (if also ancient) way to think about issues such as health, poverty, inequality, education, and despair-related deaths.

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https://cdn.theatlantic.com/thumbor/b3mFmGW6LqcaESBsnovwXugyu3M=/0x0:2000x1125/976x549/media/img/mt/2023/04/ScienceOfHopeNew2/original.jpgIllustration By Paul Spella / The Atlantic; Getty

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Click the link below for the article:

https://www.theatlantic.com/ideas/archive/2023/04/economics-hope-optimism-despair/673835/

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