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Six Scams that Prey on the Elderly

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Many scams are universal, from the IRS imposter who calls and threatens to arrest you if you don’t pay your taxes, to phishing emails that trick you into sending sensitive data or downloading malware onto your computer. But some types of fraud target older adults specifically or affect them disproportionately. Older adults may fall for certain scams because they are in the habit of answering calls from unknown callers, open junk mail rather than tossing it in the trash or are not as practiced with the privacy settings on social media as younger generations.

“Older adults make great targets because they have accumulated assets over time and are living off their savings,” says Larry Santucci, who co-authored a report about elder financial victimization for the Federal Reserve Bank of Philadelphia. “Some are also very lonely or socially isolated, which makes them susceptible to exploitation.” Moreover, cognitive decline—which hampers your ability to gauge risk or sense that something is awry—starts seeping in as early as your 50s. It may lead to diminished financial capacity, compromising your ability to handle your own money.

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Illustration by Benedetto Cristofani.

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Click the link below for the article:

https://getpocket.com/explore/item/6-scams-that-prey-on-the-elderly?utm_source=pocket_discover

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