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This 30-year-old makes $114,000 a month in passive income: ‘4 businesses you can start today for $99 or less’

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In 2014, I graduated college with a tidal wave of medical school rejections. In search of a new career plan, I spent the next few years making money however I could — modeling, tutoring, and even working as a real estate agent.

But in 2018, I began posting personal finance videos on YouTube. It wasn’t a lucrative side hustle until the pandemic hit in 2020 when one topic struck a chord: stimulus and relief efforts, and what they meant for people’s wallets.

When my videos went viral, I registered for YouTube Adsense to further monetize my channel. That’s when my passive income journey began. In 2021, I made $1.5 million dollars in revenue.

And this year, I’ve been grossing an average of $114,000 a month in passive income through my videos, online courses and social media posts.

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https://image.cnbcfm.com/api/v1/image/107048403-1650379684091-Lifestyle-3.jpg?v=1652360136&w=740&h=416&ffmt=webp&vtcrop=y

In 2021, Chang’s business brought in $1.5 million in gross revenue.  Photo: Charlie Chang

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https://www.cnbc.com/2022/08/23/i-make-119000-a-month-in-passive-income-here-are-businesses-you-can-start-for-99-dollars-or-less.html?utm_source=pocket_discover_self-improvement

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Why indecision makes you smarter

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In the TV series The Good Place, the character Chidi Anagonye is defined by his inability to make even the simplest of decisions – from choosing what to eat to proclaiming love for his soulmate. The very idea of making a choice often results in a serious stomachache. He is stuck in continued ‘analysis paralysis’. 

We meet Chidi in the afterlife and learn that his indecisiveness was the cause of his death. While standing in the street, endlessly equivocating on which bar to visit with his best friend, an air-conditioning unit from the apartment above falls on his head, killing him instantly. 

“You know the sound that a fork makes in the garbage disposal? That’s the sound my brain makes all the time,” he says in one episode. And besides making himself unhappy, Chidi’s lack of confidence in his own judgments drives the people around him crazy. 

If that sounds like an exaggerated version of you, then you are not alone: indecisiveness is a common trait. While some people come to very quick judgments, others struggle to weigh up the options – and may even try to avoid making a choice at all. 

As Chidi shows, indecisiveness can be linked to problems like anxiety, yet recent research suggests that it can also have an upside – it protects us from common cognitive errors like confirmation bias so that when the person does finally come to a judgment, it is generally wiser than those who jumped to a conclusion too quickly. The trick is to learn when to wait, and when to break through the inertia while it’s holding you back. 

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https://ychef.files.bbci.co.uk/1600x900/p0dffry2.webpIndecision

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https://www.bbc.com/worklife/article/20221111-why-indecision-makes-you-smarter?utm_source=pocket_discover_self-improvement

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Missed News 064A

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News You might have missed!

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NEWS TED TALKS+
BBC News: China diplomats leave UK over Manchester protester attack 3 Steps to Build Peace and Create Meaningful Change | Georgette Bennet
Trending Today  A Colorful Case for Outside-the-Box Thinking on Identity | Olivia Vinckier
Vladimir Putin: Rumours he has retreated to a bunker due to flu outbreak in Kremlin, here’s what we know GOP Governor: Want Biden To Win Again? Nominate Trump In 2024.
DeSantis urging COVID investigation puts Fauci on defensive: ‘What’s the problem with vaccines?’ Elon Musk’s role at Tesla was questioned as Twitter occupies his attention
Revealed: Jurors ‘hated’ Trump Organization’s ‘stupid’ defense in tax fraud trial Daily Politics Briefing
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Could this be the GOP’s Desire?

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Check out the Emancipation movie with Will Smith!

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Stop hurting your own feelings: Tips on quashing negative self-talk

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Do you ever hurt your own feelings?

For me, it’s a common occurrence. A curt reply to that thoughtful work email, zero responses to that happy hour invitation – little slights like these get my inner critic going. What a dumb thing to say! Of course, they don’t like you. Who do you think you are?

This kind of negative self-talk can get in the way of creating strong relationships with ourselves and others. But there are ways to stop this spiral of thinking, says psychologist Ethan Kross. In moments of hurt or confusion, pause to consider other possibilities.

In our episode on how to take things less personally, Kross, author of Chatter: The Voice in Our Head, Why It Matters and How to Harness It, says assessing the situation from different angles can help you avoid the unproductive thought loop that can prevent our ability to move on.

Maybe that coworker gave a short response to your email because they were on deadline. Maybe your friend simply forgot to push “send” on her response.

Maybe, just maybe, it’s not all about you – and that’s a freeing and wonderful thing, says Kross. Zooming out and changing your viewpoint is a great way to change that destructive internal narrative, he says.

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https://media.npr.org/assets/img/2022/11/03/gettyimages-1364788738_slide-fb1df378cbf9b1ce61af9a0e71c33440e9d71569-s800-c85.webpAlexandr Dubynin/Getty Images

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https://www.npr.org/2022/11/04/1133860237/stop-hurting-your-own-feelings-tips-on-quashing-negative-self-talk

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When older couples break up, it’s not always about conflict. There’s something else going on.

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As couples age, they’re less likely to split up. Every decade of marriage makes you less likely to divorce.

Still, older people do not necessarily experience a till-death-do-us-part love fest.

America’s divorce rate among ages 25-39 is 24 per 1,000 individuals. It slowly drops from there: Those between 40-49 face 21 per 1,000 odds of divorce, while the 50+ crowd have a divorce rate of just 10 in 1,000.

But recent history is not reassuring for older couples. Their divorce rate has gradually ticked up since the 1990s.

Traditionally, the gender wage gap—with men earning on average more than women for full-time work—may have led some women to stick around in an unhappy marriage for financial security. The wage gap still exists, but more women in their 50s and 60s have accumulated their own financial nest egg that frees them to split up

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Missed News 063A

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NEWS NEWS
Griezmann gives his all, France advances to World Cup final France gets past underdog Morocco, advances to World Cup final vs. Argentina
Georgia Secretary of State Brad Raffensperger calls for an end to runoff elections Stephen ‘tWitch’ Boss remembered as a beloved fixture of the ‘Ellen’ show
U.S. hospitals report rise in severe strep A infections among kids, after 15 deaths in UK What the U.S. sending a Patriot missile defense system to Ukraine could mean for Putin’s war
Again And Again: The School shooting since Sandy Hook DeSantis seeks grand jury investigation of COVID-19 vaccines
U.S. citizen freed in Russia-Ukraine prisoner swap Your Daily AM Roundup
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How To ‘Un-Spoil’ Your Kid, According To Parenting Experts

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A spoiled kid is one who thinks and acts like the world revolves around them. They’re used to getting what they want, when they want it — and if they don’t, they’ll throw a fit until they do. They show little to no appreciation for what they have and expect others to cater to them, often without contributing anything in return.

Some parenting experts don’t like to use the word “spoiled” to describe a child because it implies they’re somehow “ruined.” Some prefer the word “entitled,” with a focus on labeling the negative behavior, not the kid’s character.

According to parenting coach Amy McCready, founder of Positive Parenting Solutions, examples of entitled behavior might include “the expectation that things will be done for them, like the household chores, or awarded to them unnecessarily, like getting candy for trying one bite of broccoli or getting paid to do homework.”

“Entitled kids may also believe they are the center of the universe and that rules don’t apply to them,” McCready said. “They usually get their way and fail to show gratitude.”

All kids will have “off” days when they act up from time to time. So “it’s important to distinguish between whether your child is just having a rough day or they are exhibiting ‘spoiled’ behaviors” consistently, said McCready, who wrote the book “The ‘Me, Me, Me’ Epidemic: A Step-by-Step Guide to Raising Capable, Grateful Kids in an Over-Entitled World.”

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It's possible to "un-spoil" an entitled child -- but only if parents are willing to look at their own behavior and habits.

Malte Mueller via Getty Images It’s possible to “un-spoil” an entitled child — but only if parents are willing to look at their own behavior and habits.

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https://www.huffpost.com/entry/how-to-unspoil-child_l_636a9cf3e4b04925c892014e?utm_source=pocket_discover_self-improvement

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How I Learned the Art of Seduction

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Recently, a friend of mine who is newly divorced and dating for the first time asked me to help her work on her flirtation skills.

“First, you have to get the gaze right,” I told her. “Not stalker heavy but enough so they notice.”

“Like this?” She glowered at me, and I tried to stifle a laugh.

“More like this,” I said, demonstrating.

When I was a kid, my mother taught me how to soften my gaze when watching birds so they wouldn’t feel the weight of my attention. This kind of look is just the opposite — a concentrated gaze that lands like a finger, tapping, casting the line of desire until it catches and tugs.

I looked at her, and something activated in me, responding to a set of clues telling me how she wants to be seen. “Look intently,” I told her, “but not for too long, just graze them with it.”

“Whoa,” she said, “careful where you point that!” She looked at me in wonder, and I felt both proud and embarrassed. “Where did you learn to do that?”

I think of myself as someone who has always known how to do this — an intuitive seducer — but my friend’s question invited me to reconsider the origins of the impulse.

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https://static01.nyt.com/images/2022/11/13/opinion/11febos-01/11febos-01-jumbo.jpg?quality=75&auto=webpAntoine Cossé

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Mount Shuksan in North Cascades National Park, Washington State

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Mount Shuksan is a glaciated massif in the North Cascades National Park. Shuksan rises in Whatcom County, Washington immediately to the east of Mount Baker, and 11.6 miles (18.7 km) south of the Canada–US border. The mountain’s name Shuksan is derived from the Lummi word [šéqsən], said to mean “high peak”. The highest point on the mountain is a three-sided peak known as Summit Pyramid.

The mountain is composed of Shuksan greenschist, oceanic basalt that was metamorphosed when the Easton terrane collided with the west coast of North America, approximately 120 million years ago. The mountain is an eroded remnant of a thrust plate formed by the Easton collision.

The Mount Baker Highway, State Route 542, is kept open during the winter to support Mt. Baker Ski Area. In late summer, the road to Artist Point allows visitors to travel a few miles higher for a closer view of the peak. Picture Lake is accessible on the highway and reflects the mountain, making it a popular site for photography.

Sulphide Creek Falls, one of the tallest waterfalls in North America, plunges off the southeastern flank of Mount Shuksan. There are four other tall waterfalls that spill off Mount Shuksan and neighboring Jagged Ridge and Seahpo Peak, mostly sourced from small snowfields and glaciers.

The traditional name of Mount Shuksan in the Nooksack language is Shéqsan (“high foot”) or Ch’ésqen (“golden eagle”). Both the Nooksack and Lummi are indigenous tribes who have occupied the watersheds of the Nooksack Rivers and Lummi River, respectively. They are both federally recognized tribes in the United States.

The first ascent of Mount Shuksan is usually attributed to Asahel Curtis and W. Montelius Price on September 7, 1906. However, in a 1907 letter to the editor of the Mazamas club journal, C. E. Rusk attributed the first ascent to Joseph Morowits in 1897. He said that he himself would have attempted it in 1903 if he had not been sure that it had already been climbed.

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An image from Mount Shuksan in North Cascades National Park, Washington State

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