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The Best Advice for Saving as Much as You Can

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There’s one question I hear as a personal finance writer more than any other. It’s not how to game the stock market, or become a billionaire—it’s simply how to make a budget work while still saving enough to retire comfortably.

And of course, it’s simple: Change your habits so you can put money aside for the things that matter to you. But that’s also really, really hard to do.

That’s because understanding personal finance is an uphill battle for many Americans. We’re not taught about the practicalities of money in school, because the truth is many industries profit from our ignorance. While wages have hardly budged in decades, shareholders and CEOs have never been richer. The cost of living in many major cities is prohibitive to just about anyone but the super privileged, or those willing to take on a lot of debt or make enormous sacrifices. While the stock market soars, just 52% of U.S. adults actually owned stock in 2016, according to Gallup, and the wealthiest 1% of households owned 38% of all stock shares in 2013. The government is actively working against consumers to make it easier for financial institutions to prey on its citizens, and a single medical bill can send a person into debt for the rest of their life.

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Click the link below for the article:

https://getpocket.com/explore/item/the-best-advice-for-saving-as-much-as-you-can?utm_source=pocket_discover

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5 best shoulder exercises for a strong and toned upper body

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Your shoulders are some of the most important muscles in your body. They’re involved in every upper body movement, whether you realize it or not. Every pushing and pulling movement you make with your arms uses your shoulder muscles one way or another. That’s why it’s so important to keep them healthy and strong, which you can do with these five shoulder exercises. 

Best exercises to build bigger shoulders

The best way to build stronger and healthier shoulders is to incorporate a variety of exercises that target your shoulders from different angles and via different movement patterns. You’ll find that the best shoulder exercises mainly involve pushing in some variation of an up-and-down movement, but other great shoulder exercises involve pulling or rotational motions. 

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Strong shoulders are healthy shoulders. Juanmonino/Getty Images

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Click the link below for the article:

https://www.cnet.com/health/fitness/5-best-shoulder-exercises-for-upper-body/?utm_source=pocket_discover

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‘We Love NYC: The Homecoming Concert’: How to watch

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It’s a concert to mark the resilience of a city.

Some of music’s biggest names will descend on the Great Lawn at New York City’s iconic Central Park for the “We Love NYC: The Homecoming Concert” on Saturday to perform for a vaccinated crowd of 60,000.

The concert is meant to be “a celebration of New York City’s comeback” after a challenging 17 months marked by the Covid-19 pandemic and will “promote health, safety, and equity,” according to a press release for the show.

The event, which is being aired exclusively on CNN, is produced by legendary music executive Clive Davis in coordination with the city of New York and Live Nation. The coverage begins with a pre-show hosted by Anderson Cooper at 4 p.m. ET, with the concert kicking off at 5pm.

The performers

Andrea Bocelli, Kane Brown, LL Cool J, Earth, Wind & Fire, Jennifer Hudson, Paul Simon, Patti Smith, Bruce Springsteen, Rob Thomas, Carlos Santana, The Killers, Julia Michaels, and JP Saxe, Barry Manilow, Jon Batiste, Elvis Costello, Lucky Daye, Kenny “Babyface” Edmonds, Cynthia Erivo, Wyclef Jean, Journey, Maluma, Polo G, and the New York Philharmonic. There will be some surprise performers taking the stage as well.

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a woman wearing a dress© Mark Davis/WireImage

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Click the link below for the article:

https://www.msn.com/en-us/news/us/we-love-nyc-the-homecoming-concert-how-to-watch/ar-AANzCix?ocid=se

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How a ProPublica Reporter Learned Scammers’ Secret Sauce

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When the federal government enacted the CARES Act in March 2020, it boosted jobless aid and expanded the benefits to include people who weren’t typically covered, like gig workers. The legislation was designed to cushion workers against the massive blow of a partial economic shutdown during the pandemic.

But if you haven’t already buried your memories of last year, you probably remember how difficult it was to get those unemployment benefits.

Horror stories circulated about people waiting on hold for weeks, trying to get the money they needed to stay afloat. Maybe you remember spending long hours on the phone or the computer yourself. Delays in unemployment benefits heightened feelings of uncertainty that characterized much of 2020 and made the experience of losing your job even more frightening. But as Cezary Podkul reported for ProPublica this week, this expansion of benefits also attracted fraudsters from all over the world who sought to cash in on the CARES Act. In hindsight, the millions of phony unemployment insurance claims were a large part of what clogged states’ overtaxed computer systems, delaying payments to unemployed Americans filing legitimate claims.

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Cath Virginia, special to ProPublica

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Click the link below for the article:

https://www.propublica.org/article/how-a-propublica-reporter-learned-scammers-secret-sauce?utm_source=pocket_discover

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Lifting Weights? Your Fat Cells Would Like to Have a Word.

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We all know that lifting weights can build up our muscles. But by changing the inner workings of cells, weight training may also shrink fat, according to an enlightening new study of the molecular underpinnings of resistance exercise. The study, which involved mice and people, found that after weight training, muscles create and release little bubbles of genetic material that can flow to fat cells, jump-starting processes there related to fat burning.

The results add to mounting scientific evidence that resistance exercise has unique benefits for fat loss. They also underscore how extensive and interconnected the internal effects of exercise can be.

Many of us pigeonhole resistance training as muscle building, and with good reason. Lifting weights — or working against our body weight as we bob through push-ups, squats, or chair dips — will noticeably boost our muscles’ size and strength. But a growing number of studies suggest weight training also reshapes our metabolisms and waistlines. In recent experiments, weight workouts goosed energy expenditure and fat burning for at least 24 hours afterward in young women, overweight men, and athletes. Likewise, in a study I covered earlier this month, people who occasionally lifted weights were far less likely to become obese than those who never lifted.

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Credit…Andrew Testa for The New York Times

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Click the link below for the article:

https://www.nytimes.com

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Missed News 654

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News You might have missed!

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Some news you might have missed!

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NEWS TED TALKS
DOJ says Treasury Department must hand over Trump tax information to House committee How marijuana reform could repair, reclaim and restore communities | Khadijah Tribble – YouTube
Doping spat: Russian Olympic Committee hits back after US swimmer questions whether gold medal winner was ‘100% clean’ Mel Robbins | One of the Best Talks Ever on Self-Motivation – YouTube
5 shot, panic ensues in the heart of New Orleans’ French Quarter Elder abuse can happen to anyone, even your parents. How to prevent it. | Jane Walsh | TEDxMileHigh – YouTube
Bay Area Counties to Require Masks Indoors, New York City Recommends Them Essential questions to ask your future self | Meg Jay – YouTube
What does the edge of the solar system look like? Living in the And | Julie Larson | TEDxDesMoines – YouTube
——————— ———————

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Homeownership can bring out the worst in you

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“Homeowner” is an identity baked into the fabric of America.

From political speeches to articles and advertising, Americans are bombarded with messaging valorizing homeownership. In 1995, President Bill Clinton released a 100-point plan to “boost homeownership to an all-time high,” writing that “for millions of America’s working families throughout our history, owning a home has come to symbolize the realization of the American Dream.”

His successor, President George W. Bush, made increasing homeownership a key policy priority of his administration, once explaining: “This Administration will constantly strive to promote an ownership society in America. … After all, if you own your own home, you have a vital stake in the future of our country.”

Researcher Rachel Bogardus Drew points to more than a century’s worth of messages praising the benefits of homeownership, “everything from personal freedom and self-determination, social equality and inclusion, personal and economic success, and a better quality of life.”

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An overhead shot of a neighborhood in Los Angeles County.Getty Images

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Click the link below for the article:

https://www.vox.com/the-goods/22597947/homeowner-nimby-affordable-housing-local

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Exercising Your ‘Neck Flexors’ Is the Little-Known Secret for Reducing Neck Pain

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If you want a quick way to check in on your posture, imagine a line running from the tip of your nose down to your chest. If it’s straight, congratulations—you’re in alignment. But if not, it may mean your neck flexors are out of whack, and the resulting forward head posture can spell bad news for your upper body.

“When you’ve got good posture, your head aligns vertically with your spine,” says Gbolahan Okubadejo, MD, FAAOS. “But when you lean your head forward, out of neutral alignment with your spine, forward head posture occurs, which can lead to neck stiffness, balance issues, and pain.” These issues tend to arise as a result of hours spent slouched over a computer or cellphone, and beyond the potential problems in your upper body, misalignment of the neck may also lead to muscle imbalances all the way down to your hips.

Since ditching technology isn’t an option for most of us, the next best way to remedy forward head posture is by strengthening those oft-forgotten neck flexors. “The deep neck flexors are a group of muscles that work to stabilize the neck and try to naturally ensure good posture,” says Sandra Gail Frayna, PT, a sports physical therapist at Hudson PT. “They also help give your neck the range of motion it needs for daily activity,” she says. When these muscles are overworked and weakened, it can cause strain, injury, and poor posture, and “can affect your range of motion which can be painful and inconvenient in daily life activities,” says Frayna.

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Photo: Getty Images/ Tirachard Kumtanom / EyeEm

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Click the link below for the article:

https://www.wellandgood.com

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Missed News 653

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NEWS NEWS +
Dem Senate panels demand answers on Biden’s ‘failures’ in Afghanistan Roaching Is the New Dating Trend That’s As Gross As It Sounds
The U.S. to continue migrant expulsion policy indefinitely Bill and Melinda Gates have finalized their divorce
An employee allegedly shoots 3 co-workers at Smile Direct Club just Another Miracle!
Virtual Reality Series on the International Space Station | Time Tracking a trio of tropical systems: Latest forecasts for Fred, Grace, and Henri
Two travelers submitted fake vaccination cards before flying to Toronto. Each was fined nearly $16,000. Coronavirus Daily Briefing
——————— ———————

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It’s hard to lose weight. A doctor shares 6 essential tips to make it easier

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A lot of us have struggled with weight gain, obesity, and diabetes or pre-diabetes for years. And we’ve tried all kinds of diets. Sometimes they work — the weight comes off for a while. But most of the time, the weight comes back. We see numbers on the scale higher than our pre-diet weights. We get discouraged, and sometimes we give up.

In a new documentary called “BETTER”, Harvard doctors explain why there’s more to weight loss than “calories in, calories out” and how all calories are not created equal. And real people share their struggles with obesity, the shame that can go along with it, and the solutions that worked for them.

One of those doctors, JoAnn Manson, MD, chief of the division of preventive medicine at Brigham and Women’s Hospital and professor of medicine at Harvard Medical School, sat down with TODAY to explain why losing weight is so difficult and to share her insights to make the process easier.

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Click the link below for the article:

https://www.today.com/health/how-lose-weight-doctor-shares-6-essential-tips-make-it-t218996

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