If you are looking for a new job, you’re not alone. More than half (55%) of Americans plan to look for a new job in the next 12 months, according to Bankrate’s August 2021 Job Seekers survey. Add a tight labor market, and that there are more open jobs than people looking for work, and chances are that someone who’s got good skills is going to be an attractive target.
But just because a job is offered to you doesn’t necessarily mean you should take it. “It’s important to look for red flags during the interview process,” says Vicki Salemi, career expert at Monster. “You’re evaluating the employer the same way they’re evaluating you to determine if you’re the right fit,” she says.
When these red flags are waving, career experts say you should think twice about saying yes to that job offer, no matter how good it might seem.
Four years ago, I was downsizing and building a home while I still had a hefty mortgage on my first home. I couldn’t secure the loan on my own until the other house was sold.
I applied for the mortgage with my girlfriend. I had a down payment of $125,000 and paid the monthly mortgage, along with real-estate taxes. She pays for the utilities.
Needless to say, things are not working out, and I would like her to move out. She wants half of the home’s value, as her name is on the mortgage.
Is she entitled to half the value? Can I refinance without her knowing? I think I snookered myself. Please help.
Homeowner
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‘Needless to say, things are not working out, and I would like her to move out.’ MarketWatch illustration
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Click the link belowfor the article (Quentin’s reply):
Calgary is a city in the western Canadian province of Alberta. With a population of 1,239,220, Calgary is the most populous city in Alberta, the third most populous city in Canada after Toronto and Montreal, and the most populous city in Western Canada. The Calgary Metropolitan Area had a population of roughly 1,581,000 in the beginning of 2021, making it the second-most-populous in western Canada, and the fourth-largest census metropolitan area (CMA) in Canada.
Calgary is situated at the confluence of the Bow River and the Elbow River in the south of the province, in the transitional area between the foothill and the prairie, about 80 km (50 mi) east of the front ranges of the Canadian Rockies, roughly 299 km (186 mi) south of the provincial capital of Edmonton and approximately 240 km (150 mi) north of the Canada–United States border. The city anchors the south end of the Statistics Canada-defined urban area, the Calgary–Edmonton Corridor.
Calgary’s economy includes activity in the energy, financial services, film and television, transportation and logistics, technology, manufacturing, aerospace, health and wellness, retail, and tourism sectors. The Calgary Metropolitan Region is home to Canada’s second-highest number of corporate head offices among the country’s 800 largest corporations. In 2015 Calgary had the highest number of millionaires per capita of any major Canadian city. In 1988 it became the first Canadian city to host the Winter Olympic Games.
The Economist Intelligence Unit ranked Calgary the most livable city in North America in both 2018 and 2019. Calgary has been a top 5 contender for this title for the last 10 years.
Calgary was named after Calgary on the Isle of Mull, Scotland, United Kingdom. In turn, the name originates from a compound of kald and gart, similar Old Norse words, meaning “cold” and “garden”, likely used when named by the Vikings who inhabited the Inner Hebrides. Alternatively, the name might be Gaelic Cala ghearraidh, meaning “beach of the meadow (pasture)”, or Gaelic for either “clear running water” or “bay farm”. Wikipedia
Many of us thought the Covid-19 pandemic would have led to financial market meltdowns, but we were so wrong. After a year of lockdowns, with nowhere to go and spend money, we saved and invested so much many might feel a step closer to retirement.
Let me be frank with you: That absolute figure in your 401(K) account is misleading. An inflation in asset prices will only propel a rise of the cost of living, especially in non-essential items. Restaurant bills will appear bigger, so are your summer car rentals and private school tuitions. Instead, we need to benchmark our portfolios against how others are doing — just to make sure our purchasing power isn’t eroding.
For those of us who aspire to financial independence, the picture is not pretty. Has your retirement account risen by 8.3%? That’s how much global wealth — including stocks, bonds, and real estate — grew in the last year, to a record $250 trillion, according to Boston Consulting Group Inc. And that 8.3% is just a minimal point of comparison. In 2020, the ultra-rich — defined by the consultancy as those with at least $100 million — saw their investable wealth soar 15.8% to $5.8 trillion in the U.S., and 26.5% to $3.6 trillion in mainland China. This exclusive club of 60,000 people have $22 trillion in investable wealth, representing 15% of the world’s total.
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Some nest eggs are more golden than others. Photographer: erenmotion/iStockphoto
Going back to the office soon? As a speech trainer, one common source of anxiety I’ve been hearing from people is the social interaction they’ll once again have to make with colleagues.
But like any other form of public speaking — yes, elevator banter counts — small talk skills have nothing to do with your personality, and everything to do with learning to empathize with your audience.
If you want your skill and comfort levels to soar, avoid these seven conversational pitfalls:
Cappadocia is a historical region in Central Anatolia, largely in the Nevşehir, Kayseri, Aksaray, Kırşehir, Malatya, Sivas and Niğde provinces in Turkey.
Since the late 300s BC, the name Cappadocia came to be restricted to the inland province (sometimes called Great Cappadocia), Upper Cappadocia, which alone will be the focus of this article. Lower Cappadocia is focused to elsewhere.
According to Herodotus, in the time of the Ionian Revolt (499 BC), the Cappadocians were reported as occupying a region from Mount Taurus to the vicinity of the Euxine (Black Sea). Cappadocia, in this sense, was bounded in the south by the chain of the Taurus Mountains that separate it from Cilicia to the east by the upper Euphrates, to the north by Pontus, and to the west by Lycaonia and eastern Galatia.
The name, traditionally used in Christian sources throughout history, continues in use as an international tourism concept to define a region of exceptional natural wonders, in particular characterized by fairy chimneys and a unique historical and cultural heritage.
The earliest record of the name of Cappadocia dates from the late 6th century BC when it appears in the trilingual inscriptions of two early Achaemenid kings, Darius I and Xerxes, as one of the countries (Old Persian dahyu-) of the Persian Empire. In these lists of countries, the Old Persian name is Katpatuka. It was proposed that Kat-patuka came from the Luwian language, meaning “Low Country”. Subsequent research suggests that the adverb katta meaning ‘down, below is exclusively Hittite, while its Luwian equivalent is zanta. Therefore, the recent modification of this proposal operates with the Hittite katta peda-, literally “place below” as a starting point for the development of the toponym Cappadocia. The earlier derivation from Iranian Hu-aspa-dahyu ‘Land of good horses’ can hardly be reconciled with the phonetic shape of Kat-patuka. A number of other etymologies have also been offered in the past.
Herodotus tells us that the name of the Cappadocians was applied to them by the Persians, while they were termed by the Greeks “White Syrians” (Leucosyri), who were most probably descendants of the Hittites. One of the Cappadocian tribes he mentions is the Moschoi, associated by Flavius Josephus with the biblical figure Meshech, son of Japheth: “and the Mosocheni were founded by Mosoch; now they are Cappadocians”. Wikipedia
Now that the World Health Organization has officially recognized the symptoms of ‘workplace burnout’, it’s clear that the mental health effects of too much work are a global concern. While it may feel tempting to walk away from work altogether, scientists warn that not working is also linked to mental health issues. As a paper published in Social Science & Medicine, there’s an “effective dose” of work we should be doing each week to reap the rewards — and it’s not that much.
“Indeed eight hours a week would be enough for the average worker.”
As part of the University of Cambridge’s “Employment Dosage” project, study co-authors Brendan Burchell Ph.D., and Daiga Kamerāde, Ph.D., spent a lot of time thinking about how to optimize work schedules to improve mental health. In this study, they wanted to answer one question: is there an ideal number of hours we should work per week to keep ourselves feeling emotionally fulfilled?
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Photo by Chonlachai Panprommas / EyeEm / Getty Images.
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Cancún is a city in southeast Mexico on the northeast coast of the Yucatán Peninsula in the Mexican state of Quintana Roo. It is a significant tourist destination in Mexico and the seat of the municipality of Benito Juárez. The city is on the Caribbean Sea and is one of Mexico’s easternmost points.
Cancún is just north of Mexico’s Caribbean coast resort area known as the Riviera Maya.
Cancún is derived from the Mayan name kàan kun, composed of kàan “snake” and the verb kum ~ kun “to swell, overfill”. Two translations have been suggested: the first is “nest of snakes” and the second, less accepted one is “place of the golden snake”.
The shield of the municipality of Benito Juárez, which represents the city of Cancún, was designed by the Mexican-American artist Joe Vera. It is divided into three parts: the color blue symbolizes the Caribbean Sea, the yellow the sand, and the red the sun with its rays.
In older English-language documents, the city’s name is sometimes spelled “Cancoon”, an attempt to convey the sound of the name. Wikipedia
Film and Writing Festival for Comedy. Showcasing best of comedy short films at the FEEDBACK Film Festival. Plus, showcasing best of comedy novels, short stories, poems, screenplays (TV, short, feature) at the festival performed by professional actors.
[Source photo: DeanHammel/iStock]
James' World 2 