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Passive income sounds appealing, right? Free money without doing anything? Sign me up!

Unfortunately, that’s a common misconception. Just like you can’t pluck money from a tree, you can’t expect to earn passive income by being, well, totally passive.

But you can absolutely make money without punching the clock at a 9-to-5 or spending hours in your car. There are plenty of fun and creative ways to set up streams of income that actually flow in while you sleep.

Here are a few of our favorite ways to earn passive income.

Earn Up to $50 this Month By Answering Survey Questions About the News — It’s Anonymous

The news is a heated subject these days. It’s hard not to have an opinion on it.

Good news: A website called YouGov will pay you up to $50 or more this month just to answer survey questions about politics, the economy, and other hot news topics.

Plus, it’s totally anonymous, so no one will judge you for that hot take.

When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $50 in cash or gift cards to places like Walmart and Amazon. Plus, The Penny Hoarder readers will get an extra 500 points for registering and another 1,000 points after completing their first survey.

It takes just a few minutes to sign up and take your first survey, and you’ll receive your points immediately.

Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

Most surveys take five to 15 minutes, and you’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

Set up your account and start getting paid to take surveys.

You Don’t Actually Have to Pay Full Price — Ever

Most rich people didn’t get that way by accident. They watch their money like a hawk. You’d be surprised at the lengths even the wealthiest people go to to save a buck — they almost never pay full price.

Good news: The rest of us don’t have to, either. A free tool called Rakuten.ca works with just about every online store you shop at, and they can make sure you get some cash back every time you buy — up to 15% cash back at stores like Walmart, Old Navy, Adidas, Best Buy, and more.

It takes less than a minute to open a Rakuten account and start shopping like you normally would. You just need an email address. 

They’ll pay you with a check in the mail every few months or deposit it to your PayPal account. Talk about money for nothing. Plus, when you sign up now, you’ll get a $5 welcome bonus.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for data. Freecash has paid out more than $13 million to users since 2019.

Pick and choose tasks and complete them at your convenience. Convert the coins you earn into things like Visa gift cards, Amazon gift cards, cryptocurrency, or cold-hard PayPal cash.

Signing up for a Freecash account is easy, and there’s no minimum amount to cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making upwards of $1,000 a month in extra cash.

Sign up here to see how much you could earn.

Need Cash? This Could Help

Sometimes it’s not about making a big financial move. It’s just about getting a little breathing room when things start to stack up.

The Spring Financial Personal Loan keeps the process simple. You can apply online in just a few minutes, and it won’t impact your credit score just to check your options. If approved, funds can be sent by e-transfer, in some cases as soon as the same day.

Loan amounts range from $500 to $35,000, with rates starting at 9.99% APR and flexible terms up to 84 months. There are no application or origination fees, and you can pay it off early without penalties.

It’s also designed to help you build credit over time, with payments reported to both Equifax and TransUnion.

So if you need to move on something sooner rather than later, you can apply for the Spring Financial Personal Loan and see your options in just a few minutes.

Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.

Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.

Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.

Publish on Kindle

If you’re a subject-matter expert, have an intriguing life experience, or love to craft engaging genre fiction, you could write a book. But there’s no need to send it off to the major publishing houses in New York City.

You can publish ebooks yourself through Amazon’s Kindle Direct Publishing platform. Ebooks don’t have be hundreds of pages long, either — tons of books on the platform are as short as 6,000 words.

The Penny Hoarder contributor Steve Gillman wrote his book in a week and made $350 a month selling it on Amazon.

The best part? He continued to collect royalties, even months and years after it was published.

Sell Your Smartphone Photos

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

1. Download the free app and create an account.

2. Take a quality photo and upload it to Foap’s marketplace.

3. Someone buys the license to your photo for $10. You make $5.

If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

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Passive income sounds appealing, right?

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