September 9, 2021
Mohenjo
Business, Finance, Food For Thought, Human Interest, Science, Technical
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The parallels are hard to ignore: the record prices, the bidding wars, the subdivisions that fill up as soon as they’re built, the resourceful buyer who clinched a deal by dropping off cupcakes that matched the home’s interior paint colors. Today’s real estate market feels a lot like the bubble market circa 2006. “The numbers don’t make sense. How do you make a rational offer on a house when you have irrational people in the game?” asks James Carmer, a software engineer who’s toured more than 100 houses in Austin.
So are we staring at another housing bubble? One hopes not, because when the last one burst, it triggered a global financial crisis and what at the time was the deepest economic downturn since the Great Depression. For most Americans, a home is their most valuable asset—as well as the collateral for a pile of debt. If housing goes down, so does the economy. “Real estate is suddenly pretty bubbly in almost every interesting market in the world,” said bearish investor Jeremy Grantham at a recent Morningstar Inc. investment conference in Sydney. “Eventually there’ll be a day of reckoning.”
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Photo Illustration: 731: Photo: Getty Images
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September 9, 2021
Mohenjo
Business, Finance, Food For Thought, Human Interest, Science, Technical
amazon, business, Business News, current-events, Future, Hotels, human-rights, medicine, mental-health, research, Science, Science News, technology, Technology News, travel, vacation
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Last week, ProPublica published an investigation about how venture capital billionaire Peter Thiel has managed to turn a $2,000 initial investment into a $5 billion fortune inside of a Roth IRA, a type of retirement account that allows money to grow tax-free, meaning he will never pay taxes on his investment gains. The tactic used by Thiel is upsetting to people who would like to see the ultra-wealthy meaningfully taxed. The article hit different for another subset of people, though: Thiel’s strategy is now the hottest advice in the personal finance world.
The personal finance online media ecosystem consists of a large set of bloggers, podcasters, YouTubers, and TikTokers who give people common-sense financial advice like “pay down debt,” “have an emergency fund,” and “invest money.” The hottest subset of personal finance influencers at the moment are those who are trying to help people achieve Financial Independence (FI), the point at which you can quit your job and live off your investment returns, money from rental properties, or other investments (this is also called FIRE—Financial Independence, Retire Early).
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PImage: John Lamparski/Getty Images
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September 9, 2021
Mohenjo
Crime, Food For Thought, Human Interest, Medical, missed News, Political, Science, Technical
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News You might have missed!
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September 8, 2021
Mohenjo
Business, Enthralling, Human Interest, Photographs
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Tegenungan Waterfall is a waterfall in Bali, Indonesia. It is located at the village of Tegenungan Kemenuh, in the Gianyar Regency, north from the capital Denpasar and close to the Balinese artist village of Ubud. The waterfall is isolated but has become a popular tourist attraction. It is one of the few waterfalls in Bali that is not situated in highlands or mountainous territory. The amount and clarity of the water at the site depend on rainfall but it contains green surroundings with fresh water that can be swum in. The waterfall includes varying highs that can be climbed after the descent down stairs to reach it. This attraction also features a viewing point to the jungle and waterfall at the main entrance. Wikipedia
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An image from Tegenungan Waterfall
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September 8, 2021
Mohenjo
Business, Food For Thought, Human Interest, Science, Technical
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When you spend too much, a sense of shame or regret can overwhelm you — and even hold you back from your financial goals. On the other hand, not spending on the things or experiences that bring you joy can cause a sense of deprivation.
So how do you find the right balance?
As a financial analyst and host of the podcast Popcorn Finance, I get to hear about the creative strategies people use to curb their spending. One of my favorites comes from Glen James, who hosts one of Australia’s top finance podcasts, My Millennial Money.
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Musiena | Twenty20
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September 8, 2021
Mohenjo
Business, Food For Thought, Human Interest, Science, Technical
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Not so long ago, nobody met a partner online. Then, in the 1990s, came the first dating websites.
Match.com went live in 1995. A new wave of dating websites, such as OkCupid, emerged in the early 2000s. And the 2012 arrival of Tinder changed dating even further. Today, more than one-third of marriages start online.
Clearly, these sites have had a huge impact on dating behavior. But evidence is emerging that their effect is much more profound.
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Photo by Atomic Imagery / Getty Images.
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September 8, 2021
Mohenjo
Crime, Food For Thought, Human Interest, Medical, missed News, Political, Science, Technical
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September 7, 2021
Mohenjo
Business, Food For Thought, Human Interest, Science, Technical
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Those tiny little pieces of plastic get into our bodies and circulate everywhere, which affects our health in many ways.
They can impact our immune system, our digestive system, our endocrine system, and more…
Why do we have microplastics in our bodies?
You probably already know this… our oceans are full of plastic!
By the year 2050, the World Economic Forum thinks that our oceans will contain more plastic than fish… that’s pretty sad!
The plastic disintegrates and the fish eat the microplastics… and we eat the fish!
But microplastics don’t only come from the fish we eat, we also get them from the water we drink and the air we breathe…
A recent study by the Environment Agency Austria estimated that more than half of the world population may have microplastics in their stools.
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microplastics
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September 7, 2021
Mohenjo
Business, Enthralling, Human Interest, Photographs
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Zagreb is the capital and largest city of Croatia. It is in the northwest of the country, along the Sava river, at the southern slopes of the Medvednica mountain. Zagreb lies at an elevation of approximately 122 m (400 ft) above sea level. The estimated population of the city in 2018 was 804,507. The population of the Zagreb urban agglomeration is 1,153,255, approximately a quarter of the total population of Croatia.
Zagreb is a city with a rich history dating from Roman times. The oldest settlement in the vicinity of the city was the Roman Andautonia, in today’s Ščitarjevo. The name “Zagreb” is recorded in 1134, in reference to the foundation of the settlement at Kaptol in 1094. Zagreb became a free royal city in 1242. In 1851 Zagreb had its first mayor, Janko Kamauf.
Zagreb has special status as a Croatian administrative division and is a consolidated city-county (but separated from Zagreb County), and is administratively subdivided into 17 city districts. Most of them are at a low elevation along the river Sava valley, whereas northern and northeastern city districts, such as Podsljeme and Sesvete districts are situated in the foothills of the Medvednica mountain, making the city’s geographical image rather diverse. The city extends over 30 kilometers (19 miles) east-west and around 20 kilometers (12 miles) north-south.
Zagreb is considered a global city with a Beta rating from the Globalization and World Cities Research Network. Wikipedia
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An image from Zagreb, Croatia
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September 7, 2021
Mohenjo
Business, Food For Thought, Human Interest, Science, Technical
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The oldest millennials enter middle age this year.
The generation is now aged between 25 and 40, according to the Pew Research Center’s definition.
Yes, like everyone, millennials are aging, but it’s a hard concept to grasp when the media narrative has painted millennials as young, frivolous 20-somethings who love selfies and can’t afford anything because they spend too much money on avocado toast.
It’s an inaccurate picture of the generation, which has been shaped by technological advancements and a broken economy. But the typical 40-year-old millennial especially doesn’t quite align with this image. Many feel they embody some characteristics of both Gen X and millennials, having experience with both analog and digital worlds.
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The oldest millennials turn 40 this year. Gotham/Getty Images
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