January 21, 2021
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Trade Ties Hit New Low As Australia Refers China To The World Trade Organisation | The Project
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January 20, 2021
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Human Interest, missed News, Political, Science, Technical
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January 19, 2021
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His Holiness Pope Francis | Our moral imperative to act on climate change — and 3 steps we can take
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January 18, 2021
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The New Yorker Releases Shocking Video from INSIDE Insurrection: ‘We Are Listening to Trump!’ / WATCH
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January 15, 2021
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January 14, 2021
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January 13, 2021
Mohenjo
Business, Finance, Food For Thought, Human Interest, Technical
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Dear Charlotte,
I feel guilty saying this, but I actually saved a lot of money this past year. My job allowed me to work from home, so my income was the same. But because I was making all my own food, was not commuting, and didn’t do most of the normal stuff I spend money on, my savings added up a lot. (It also helped that I stopped paying my student loan bills when the government froze them.) I currently have about $20K saved up, and I’m trying to figure out what to do with it. I’ve never been good about saving money, and I didn’t really have an emergency fund until now. Should I keep it in cash, just in case? Or should I put it toward my student loans (about $25K)? I don’t even know where to start with investing it, if that’s a good idea. I’d like to do something responsible that will help me in the long-term, and I’m not sure what that is.
This is all good news, but I understand why you’re conflicted. It’s a weird time to have more money than ever before. You’ve probably heard the pandemic economy described as K-shaped: Roughly half of Americans are in dire financial straits (the bottom prong of the “K”), while many others are actually doing quite well (the top prong) for the reasons you described. Obviously, it’s preferable to be in your camp. But how do you make the most of this new financial wiggle room, especially when there’s still so much uncertainty?
To figure out your best path forward, I called Shannon McLay, a financial advisor and the CEO of the Financial Gym, a membership-based financial-services firm. “A lot of our clients are in the same position — they have a lot of savings from the past year, but they aren’t sure what to do with it,” she said. “The bigger question is, What are you saving for? You want to define those goals. If you’re just trying to save money generally, it’s hard to stay committed in the long-term.”
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Photo: Getty Images
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January 13, 2021
Mohenjo
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January 12, 2021
Mohenjo
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“The big myth about Yellowstone is that it’s a pristine wilderness untouched by humanity,” says MacDonald. “Native Americans were hunting and gathering here for at least 11,000 years. They were pushed out by the government after the park was established. The Army was brought in to keep them out, and the public was told that Native Americans were never here in the first place because they were afraid of the geysers.”
MacDonald is slim, clean-cut, in his early 50s. Originally from central Maine, he is a professor of anthropology at the University of Montana and the author of a recent book, Before Yellowstone: Native American Archaeology in the National Park. Drawing on his own extensive discoveries in the field, the work of previous archaeologists, the historical record and Native American oral traditions, MacDonald provides an essential account of Yellowstone’s human past. Tobin Roop, chief of cultural resources at Yellowstone, says, “As an archaeologist, working in partnership with the park, MacDonald has really opened up our understanding of the nuances and complexities of the prehistory.”
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Hunted nearly to extinction by white hunters, bison numbered only about two dozen inside Yellowstone in 1902. Today the herd consists of about 4,800. (Andrew Geiger)
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January 12, 2021
Mohenjo
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