Exchanging your money to go on holiday may seem a simple task. Go to the local exchange shop and swap it over, there and then, without any hassle. Yet, millions off us lose out each year in getting the best deal that works for us because we fall foul to the simplest of tricks- convenience.

Yes it may be simpler and quicker for you to just pop to the high street to swap your money, or even do it at the airport, however this doesn’t get you the best deal and could end up costing you more than you thought. Here are some simple tips to help you get the best out off your currency exchange:

1. Do not buy from airports

It may seem like a easy and convenient place to exchange your money, yet airports are the worst placeto do so as they charge high commission rates…

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The health insurer Aetna said on Friday that it had agreed to acquire its smaller rival Humana for $37 billion in cash and stock, signaling the start of what may become a flurry of consolidation in the sector.

The deal would bring together two of the biggest health insurers in the United States. The combined company would have estimated operating revenue of $115 billion this year and serve more than 33 million people.

The proposed merger occurs as the nation’s largest for-profit health insurers seek ways to reduce costs and capitalize on growing opportunities in the government and individual markets. The companies say they will be able to operate more efficiently and negotiate more effectively with large health systems, which have also been consolidating.

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Mark Bertolini, the chief executive of Aetna, at the company’s offices in Hartford this year.Credit Sasha Maslov for The New…

A glass of wine

To my friends who enjoy a glass of wine and those who don’t and are always seen with a bottle of water in their hand:

As Ben Franklin said:

In wine there is wisdom,

In beer there is freedom,

In water there is bacteria.

In a number of carefully controlled trials, scientists have demonstrated that if we drink 1 litre of water each day, at the end of the year we would have absorbed more than 1 kilo of Escherichia coli, (E. Coli) – bacteria found in feces.

In other words, we are consuming 1 kilo of poop annually.

However,

We do NOT run that risk when drinking wine & beer (or rum, whiskey or other liquor) because alcohol has to go through a purification process of boiling, filtering and fermenting.

Remember:

Water = Poop,

Wine = Health

Therefore, it’s better to drink wine and talk…