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This Startup Wants to Help Black Millennials Invest in Themselves, With a Unique Spin on Banking

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Growing up in foster care on the South Side of Chicago, Derrius Quarles was used to hearing the word “no.” Certainly, the now-27-year-old is no stranger to racial discrimination, and was inspired to work through these types of problems by studying sociology at Morehouse College in Atlanta.

After graduating in 2013, Quarles and his fellow Morehouse alums, Ras Asan and Brian Williams, thought they could turn their experiences into a compelling business model. So in 2016, the founders put $500 of their own savings toward the launch of Breaux Capital (pronounced “bro”), an online platform and mobile app offering an automated savings tool and social network to connect like-minded Millennials across the country. 

They hope to empower users to take control of their financial futures and make themselves accountable in the present. “We’re a medium to give people the opportunity to build community, affect change, and kickstart their entrepreneurial aspirations,” explains co-founder Asan. “We wanted to use technology to facilitate the process of assisting folks, when it’s not necessarily obvious to them that they have to put away a lot of money today,” adds Quarles, who is Breaux’s CEO.

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This Startup Wants to Help Black Millennials

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Click link below for article:

https://www.inc.com/zoe-henry/30-under-30-2018-breaux-capital.html

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Democrats Flip Missouri Senate Seat Long Held By GOP

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Democratic state Rep. Lauren Arthur flipped a Missouri state Senate seat on Tuesday, triumphing over Republican state Rep. Kevin Corlew by a double-digit margin in Missouri’s first special election since the resignation last month of Republican Gov. Eric Greitens.

Arthur, a former middle school teacher, is the first Democrat to win the state’s 17th Senate District seat in more than a decade, according to the Kansas City Star. She amassed 59.6 percent of the vote, compared with 40.3 percent for Corlew. It was a district that both Donald Trump and Mitt Romney had won by a 4-point margin.

Arthur’s victory marks the 42nd red-to-blue flip in state legislative races since Trump became president ― and it continues the Democrats’ successes in suburban areas.

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Click link below for article and video:

https://www.huffingtonpost.com/entry/lauren-arthur-democrat-missouri-special-election-senate_us_5b175388e4b09578259cc336

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South Africa’s young chefs are trying to revive a food culture decimated by apartheid

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As a child, South African chef Nompumelelo Mqwebu would skip home from school, dreaming of the pumpkin pudding waiting for her at her grandmother’s house. Years later, the world class South African chef’s prized pumpkin dessert, inspired by her grandmother’s recipe, is one of the local delicacies featured in her 2017 cookbook, Through the eyes of an African chef. It hints at the beginnings of a new South African food culture that is proudly rooted in tradition, yet infused with creativity and young energy.

A celebration of local cuisine is sorely missing in South Africa. According to data collected by tourism agency Explore Sideways in 2017, South Africa’s food tourism industry has experienced steady growth over the last three years. Yet local cuisine is conspicuously absent. In tourism hotspots like Cape Town you can find representations of food culture from all around the globe, but with the exception of some Cape Malay offerings and one or two township restaurants, nothing quintessentially local. You’re also more likely to find food from Ethiopia or Senegal in cities around the world than South African-themed spots.

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Click link below for article:

https://qz.com/1295068/south-africas-young-chefs-are-trying-to-revive-a-food-culture-decimated-by-apartheid/

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Harvard study estimates thousands died in Puerto Rico because of Hurricane Maria

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Miliana Montanez cradled her mother’s head as she lay dying on the floor of her bedroom here, gasping for air and pleading for help.

There was nothing her family could do. It took 20 minutes to find cellular reception to make a 911 call. Inoperative traffic signals slowed down the ambulance struggling to reach their neighborhood through crippling congestion.

Ivette Leon’s eyes bulged in terror as she described to her daughter the tiny points of light that appeared before her. She took one last desperate gulp of air just as paramedics arrived. Far too late.

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Puerto Rico

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Click link below for article and video:

https://www.washingtonpost.com/national/harvard-study-estimates-thousands-died-in-puerto-rico-due-to-hurricane-maria/2018/05/29/1a82503a-6070-11e8-a4a4-c070ef53f315_story.html?utm_term=.59c68a044d55

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A mutant plastic-eating enzyme could help solve the world’s waste problem

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Scientists in Britain and the United States say they have engineered a plastic-eating enzyme. The enzyme is able to digest a form of plastic called PET or polyethylene terephthalate, that’s found in most plastic bottles.

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Click link below for video:

https://www.nbcnews.com/mach/video/a-mutant-plastic-eating-enzyme-could-help-solve-the-world-s-waste-problem-1213861443786

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Fashion designer Kate Spade found dead in her New York apartment

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Kate Spade, the world-renowned fashion designer whose namesake brand is synonymous with cheerful luxury, was found dead Tuesday in her New York City apartment, police said.

The 55-year-old’s body was discovered by a housekeeper at her Park Avenue home, and it appears that she hanged herself from a door with a scarf, sources told NBC New York.

“There was a suicide note left at the scene,” NYPD Chief of Detectives Dermot Shea said at a news briefing. “Not going to get into the contents of that note. That appears to be the sum total of what it is at this point, but we still have detectives on the scene.”

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Kate Spade

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Click link below for article:

https://www.nbcnews.com/news/us-news/fashion-designer-kate-spade-found-dead-her-new-york-apartment-n880201

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A debate over plant consciousness is forcing us to confront the limitations of the human mind

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The inner life of plants arouses the passions of even the mildest-mannered naturalists. A debate over plant consciousness and intelligence has raged in scientific circles for well over a century—at least since Charles Darwin observed in 1880 that stressed-out flora can’t rest.

There’s no doubt that plants are extremely complex. Biologists believe that plants communicate with one another, fungi, and animals by releasing chemicals via their roots, branches, and leaves. Plants also send seeds that supply information, working as data packets. They even sustain weak members of their own species by providing nutrients to their peers, which indicates a sense of kinship.

Plants have preferences—their roots move toward water, sensing its acoustic vibes—and defense mechanisms. They also have memories, and can learn from experience. One 2014 experiment, for example, involved dropping potted plants called Mimosa pudicas a short distance. At first, when the plants were dropped, they curled up their leaves defensively. But soon the plants learned that no harm would come to them, and they stopped protecting themselves.

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Forest Man art installation, Croatia.Acknowledging plant consciousness demands a more expansive view of the self. (EPA-EFE/Antonio Bat)

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Click link below for article:

https://qz.com/1294941/a-debate-over-plant-consciousness-is-forcing-us-to-confront-the-limitations-of-the-human-mind/

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Silicon Valley startups have always served the rich. Now they’re helping the merely wealthy

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If you want a gauge the degree of inequality in the US, watch what America’s venture capitalists are funding. One of their most recent is FlyHome, a real estate brokerage that announced a $17 million funding round led by Andreessen Horowitz May 31. It is a service to help people buy homes in America’s hottest housing markets.

The problem with these markets is not merely price, which is remarkable since the median home price in San Francisco is now $1.61 million, double the average from just five years ago, and once affordable Brooklyn tops out above $1.4 million. It’s that people, and investors, are making all cash offers.

The surfeit of wealth in these cities has shut out all but the wealthiest with $1 million or more in cash to buy homes. Sellers will often take buyers with all-cash offers over those who have to secure financing from a bank, even at the same price, because there is more likelihood the deal will close. As the US economy has amassed even more wealth at the top, home prices have followed suit. The informal rule of thumb is that a house should cost about 2.6 years of income. Today, many US cities have home prices five to 10 times the median household income.

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housing_affordable_startupsWhat’s your offer? (Markel Redondo)

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Click link below for article:

https://qz.com/1294984/silicon-valley-startups-have-always-served-the-rich-now-theyre-helping-the-merely-wealthy/

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The Problem with “Learning Styles”

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When it comes to home projects, I am a step-by-step kind of girl. I read the instructions from start to finish, and then reread and execute each step. My husband, on the other hand, prefers to study the diagrams and then jump right in. Think owner’s manual versus IKEA instructions. This preference for one approach over another when learning new information is not uncommon. Indeed the notion that people learn in different ways is such a pervasive belief in American culture that there is a thriving industry dedicated to identifying learning styles and training teachers to meet the needs of different learners.

Just because a notion is popular, however, doesn’t make it true. A recent review of the scientific literature on learning styles found scant evidence to clearly support the idea that outcomes are best when instructional techniques align with individuals’ learning styles. In fact, there are several studies that contradict this belief. It is clear that people have a strong sense of their own learning preferences (e.g., visual, kinesthetic, intuitive), but it is less clear that these preferences matter.

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The Problem with "Learning Styles"Credit: Getty Images

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Click link below for article:

https://www.scientificamerican.com/article/the-problem-with-learning-styles/

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There’s an art to travel. Here’s how to master it

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Travel is an art, not a science. 

Read enough columns, and you might think being the world’s smartest traveler is a paint-by-number proposition, an easy formula you can follow. 

But as you start planning your summer trips, maybe it’s worth asking if there’s more to it than just buying a manual or clicking on a blog or even reading the most popular travel column in American journalism. 

Perhaps the ability to be a good traveler can be inherited from one of your parents. Consider the DRD4-7R gene, sometimes referred to as the “wanderlust gene.” Curio Collection by Hilton recently tested 30 frequent traveling social media influencers for the gene to evaluate the role curiosity plays in travel and found nine of them had the DRD4-7R allele — about 1½ times the national average.

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Click link below for article:

https://www.usatoday.com/story/travel/advice/2018/05/27/travel-advice-expert-tips-frequent-travelers/638727002/

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