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This holiday season has been a doozy. Scrolling through my bills feels like trying to zip up a bursting suitcase — even when I sit on it, there’s just too much in there to squish it closed. I can’t possibly need all this stuff, I think. Why can’t I pare back, live more simply?
I know I’m not alone. And in our defense, there’s a good reason we’ve gone a little nuts lately. This is the first time in three years that many of us will get to spend Christmas with extended family. We’re going out to parties again. After so much caution and uncertainty, isn’t it fun to live large, even be a smidge reckless?
Still, when I look at the financial fallout, numbers stacked together in a list, it feels excessive, even gluttonous. Enter the sudden appeal of “money diets,” “spending fasts,” or “financial cleanses,” all unfortunate names for the same concept of reducing your expenses for a fixed period of time (often in January, following the holiday free-for-all).
As a rule, I hate when people use dieting metaphors with money; not to mention, diets don’t work. But I must admit that my current spending habits aren’t sustainable, and the idea of making some clear, intentional changes at the beginning of next year sounds pretty good right now. I talked to some experts about how to cut back in a thoughtful way that won’t backfire. Come January 1, here’s what I’ll be doing.
Think about what you’re trying to accomplish.
The purpose of this exercise isn’t punishment. If you’re feeling ashamed or even just vaguely gross about how you’ve managed your money recently, it’s time to let yourself off the hook. Your bank account is not a scale for weighing your moral integrity, and stripping your life down to bare bones won’t make you a better person.
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Photo-Illustration: by The Cut; Photos: Getty Images
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James' World 2 
Mar 01, 2024 @ 01:59:34
Very nice
LikeLiked by 1 person
Mar 01, 2024 @ 04:03:27
Thanks so much sir!
LikeLiked by 1 person