James' World 2

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Millennials are many things, but above all, they are murderers,” Mashable noted in 2017, introducing a list of 70 items and institutions that Millennials were purported to have “killed,” including napkins, breakfast cereal, department stores, the 9-to-5 workday, and marriage. The list was tongue-in-cheek—the cereal aisle persists—but it captured something essential about a generation that has reshaped old habits of American life.

Even amid this slaughter of tradition, Millennials are best known for another characteristic: how broke they are. Millennials, it’s often said, are the first American generation that will do worse than its parents financially.

Pick up a book on Millennials, or wander into a discussion about them online, and this theme pops up again and again: The once-optimistic children of the 1980s and early ’90s are now wheezing under the burden of college debt, too poor to buy houses or start families, sucker punched by a hostile economy that bears no resemblance to the one their parents enjoyed as young adults.

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Patrick White

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