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Dear GEP,
I am trying for my first child, which is both exciting and making me anxious. I thought babies didn’t need much, but the more I talk to other people, the more I realize that having a child will be as expensive as it is wonderful. What do I actually need to support a kid? And is anyone ever financially ready to have a baby?
There is a saying widely repeated in my family that all you really need to have a baby is “a towel, and a drawer.” My father, who has had five children and eight grandchildren, is the origin of this statement – and I don’t doubt that when he had his first baby in the early seventies, at the age of 27, they didn’t have too much more than those advised essentials.
As I folded hand-me-downs last month with my younger brother, whose first baby is now just a few weeks old, we chuckled about our dad’s perhaps apocryphal advice. What did he know, anyway? What’s so wild about it, though, is that, a decade into parenting, the “towel-and-a-drawer” maxim feels both completely absurd and refreshingly wise.
A lot has changed since the seventies. When I was pregnant with my first child, my dad’s perspective on parenting preparation felt as silly as giving a colicky baby a finger of whiskey. First, the cost of living for families in this country has grown astronomically. My parents, for example, could afford a home in a diverse city on two therapist’s salaries. Now, the house I grew up in has been divided into luxury condos that I could only dream of affording. Childcare costs are real, and overwhelming: My husband and I calculated when our last child started public kindergarten that we had spent almost $200,000 on the first five years of care for our two children. Children need medical care, and medical care in this country is becoming more expensive and elusive by the day.
And, of course, there is the stuff. Fifty years ago, my dad, who I promise you did have a legit crib for my oldest sibling, had few options and little pressure to make baby-related purchases. Now, new parents like my brother and his partner are bombarded with ads and suggestions from other parents to buy high-tech strollers, specially designed tummy-time mats, and smart bottle-warmers. Even with older children, I find it difficult to turn down this constant thrum, the promise that if I just shell out a few more bucks, some aspect of life that I perhaps hadn’t even considered as a danger would be made easier for myself or my kids.
But what do our children, what do we really need??? Don’t get me wrong – the social and political child, so you’re not having to do that work during the first year of parenting.
“It allows you to prioritize, and then you’ll have a better sense of what you’re willing to let go of if you have to make trade offs as a new parent.” She also recommends worrying less about college savings and more about retirement, as you can borrow and scheme for the former but not the latter.
I would also add in that flexing your communal and collaborative muscles – getting to know your neighbors, sharing responsibilities with friends, getting comfortable asking for and offering help– will be enormously beneficial to you when you realize that even a teenaged babysitter can charge $25 an hour, and if you only need one car if you can arrange a daycare carpool. This, of course, takes work, but it is worth it. And it’s not only for your mental-health – childcare swaps, shared meals, and pooled resources can end up saving you money in the long run.
Who is ready to have a baby? No one. And also, mostly everyone. I’m sure you can find a towel and a drawer somewhere.
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Sure, there are the essentials, but a lot of it just isn’t necessary.
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