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I’ve been a happy renter since I moved to Washington, D.C., seven years ago. Neither of my apartments has been luxurious. But in an expensive city with limited housing, I paid a below-market rate for my first place (my roommate and I had our own bedrooms, thanks to a makeshift wall). Later, when I wanted to live alone, I landed an underpriced studio in a rent-controlled building. But as more friends purchase shiny condos or casually speculate about future plans to buy, I wonder whether buying is something I should consider.
The nagging feeling that buying is something you should do is one big reason that millennials choose to buy, says Bill Nelson, a certified financial planner and founder of Pacesetter Planning near Boston. We’ve also been told that buying is an investment, and renting is “just throwing money away.”
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