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Equifax’s massive data breach in 2017 compromised 146.6 million Social Security numbers, along with other personal information. As a result, the consumer credit reporting agency faced numerous lawsuits, including a class-action lawsuit that reached a settlement of at least $650 million on Monday.
According to the terms of the settlement, which still requires court approval, Equifax has to put at least $380.5 million into a restitution fund for consumers harmed by the breach. The credit-monitoring agency has agreed to put up an additional $125 million if consumers’ out-of-pocket losses exceed $380.5 million. The settlement also includes money Equifax will spend on free credit monitoring for those affected by the breach.
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